The Platform
One platform. Every way to reward.
RibiRewards Payout gives companies the infrastructure to deliver value to customers, partners, and clients across Africa — in any format, through any channel, in any market.
Card formats
Six formats. One infrastructure.
Physical Card
Premium, in-hand rewards
Embossed, branded cards printed with your logo and colours. Recipients tap or swipe at any partner merchant. Best for high-value employee rewards, client gifts, and premium programmes.
Best for
Delivery & redemption
Six ways for recipients to access their card.
Not every recipient has a smartphone or reliable data. We built access methods for the full range of African consumers — from urban professionals to rural customers.
USSD
No smartphone, no data required. Recipients dial a short code on any mobile phone to check balance and redeem.
Recipients send their card code to a WhatsApp number. They receive their balance and redemption options instantly.
Branded web page
A fully white-labelled redemption portal carrying your logo and brand colours. Mobile responsive. No app needed.
SMS
Balance and a redemption link delivered straight to the recipient's phone number. Works on any device.
Branded card delivery with a clear redemption CTA. Works for digital cards and reward links.
In-store / POS
Physical card tap or PIN entry at partner merchant terminals. For brands running in-person reward programmes.
Platform features
Everything that makes it work at scale.
Under every card format and delivery channel, a platform that handles the hard parts — currency, tracking, branding, compliance, and reporting.
Multi-market, multi-currency
Send rewards in local currency across 12+ African markets from a single dashboard. NGN, KES, GHS, ZAR, EGP and more.
Flexible denominations
Set any card value. Fixed amounts, variable amounts, or budget pools that recipients draw from.
Real-time reporting
Every card tracked from issuance to redemption. Dashboards show issued, redeemed, pending, and expired in real time.
Balance top-up
Add value to existing cards without reissuing. Recipients keep the same card — the balance just grows.
Full white-labelling
Redemption pages, email templates, and physical cards carry your brand identity — not ours.
REST API & webhooks
Trigger rewards, check balances, and receive real-time event notifications from your own platform.
Bulk & scheduled issuance
Upload a CSV to issue thousands of cards at once. Schedule issuance to trigger on a future date.
Unique codes & fraud prevention
Every card carries a unique, validated code. Single-use enforcement and expiry controls built in.
Who uses it
Built for any company that rewards people.
Employers
Performance bonuses, work anniversaries, employee of the month, onboarding gifts, spot recognition, and seasonal rewards — sent across every market your team is in.
FMCG & Consumer Brands
In-pack scratch promos, purchase-triggered rewards, retailer incentives, and trade campaigns — without building custom tech for every activation.
Channel & Partner Teams
Reward distributors, agents, and sales partners for quota achievement, tier milestones, and sales outcomes across multiple African markets.
Healthcare Organisations
Send rewards to healthcare workers, community health volunteers, and clinical trial participants — across multiple countries simultaneously.
Banks & Fintechs
Power cashback, savings milestone rewards, and referral programmes with card infrastructure built on African banking rails.
Research & Survey Firms
Reward survey respondents the moment they complete a study. Higher completion rates. Instant delivery. No manual processing.
Markets
12 markets. Local currency in every one.
Rewards delivered and redeemed in local currency. Local access methods. Locally relevant redemption options. Lagos and Nairobi from the same platform.
Nigeria
NGN
Kenya
KES
Ghana
GHS
South Africa
ZAR
Egypt
EGP
Uganda
UGX
Tanzania
TZS
Rwanda
RWF
Senegal
XOF
Côte d'Ivoire
XOF
Ethiopia
ETB
Morocco
MAD
Get started
See it for yourself.
Tell us your use case. We'll walk you through exactly how the platform handles it.