Everything under Health & Wellness
Each benefit is sourced, vetted, and delivered through our local vendor network — no admin for your HR team.
HMO Top-Up Contributions
Monthly contributions towards employees' existing HMO plans or towards enrolling them in a partner plan. Works alongside your existing group health cover.
Gym & Fitness Credits
Access to local gyms, fitness studios, and wellness centres — including Gym Nation, Fit Society, and independent studios across our markets.
Mental Health Sessions
Vouchers for therapy sessions with vetted African-based therapists and mental health apps including Uzima, Wellnite, and others.
Optical & Dental Care
Allowances for optical and dental check-ups, glasses, and prescription lenses — not always covered by standard HMO plans.
Pharmacy & Wellness Credits
Digital credits for pharmacies, wellness supplements, and personal care purchases at vetted retail partners.
Wellness Gift Cards
Curated wellness gift cards for spa days, wellness retreats, and self-care experiences — great for performance rewards or mental health days.
The business case for Health & Wellness
Benefits don't just make people happy — they reduce attrition, improve focus, and signal that leadership cares about the full picture of an employee's life.
The African wellness gap
- Only ~20% of employees in Nigeria have adequate health insurance coverage
- Mental health is under-resourced but increasingly demanded by talent
- Wellness benefits are one of the top three factors in job selection in 2026
Retention and hiring power
- Companies offering health top-ups reduce attrition by up to 34%
- Strong health benefits improve offer acceptance rates significantly
- Mental health support reduces sick days and presenteeism
Measurable business outcomes
- Lower long-term health costs through preventive care access
- Healthier teams perform at higher levels with fewer absences
- Wellness spend is often more tax-efficient than equivalent salary bumps
Our engineers were burning out and resigning. We added mental health sessions and gym credits through RibiRewards. Turnover dropped 40% in six months. I wish we'd done it sooner.
Setting up Health & Wellness benefits takes minutes
Choose the benefit
Select Health & Wellness from your RibiRewards dashboard and set a monthly allowance per employee or group.
Employees receive access
Team members get notified via email or your integrated HR platform. They browse and redeem from their benefit wallet.
We handle the rest
Vendor coordination, delivery, receipts, and reporting — all managed by RibiRewards. You see clean data.
Common questions
Can I offer health benefits without replacing our existing HMO?
Yes. Most companies use RibiRewards health benefits as top-ups or complements to existing group health cover — filling gaps like mental health, optical, or gym access.
How do employees access mental health sessions?
Employees receive a digital voucher code or direct booking link via the RibiRewards portal. Sessions are typically conducted virtually or at a partner clinic.
Are these benefits available for remote employees?
Yes. Most health and wellness benefits are digitally delivered and suitable for remote employees. Location-specific services like gym access depend on availability in the employee's city.
Do you work with specific HMO providers?
We work with a growing network of HMO partners. We can also contribute to any existing plan your employees are already enrolled in as a top-up allowance.
Other benefit categories
Ready to add Health & Wellness benefits?
Set up your benefit programme in under 24 hours.