The BenefitsCard
One card. Every benefit. All your African markets.
The RibiRewards BenefitsCard carries all 11 benefit categories — meal, transport, health, gym, mental wellness, airtime and more — on one physical and virtual card. Auto-loads every month. Works across 10+ African markets.
Available in multiple designs — issued per employee
Card features
Built for the African workplace
Every feature designed around how African teams actually work — not retrofitted from Western markets.
Physical and virtual
Every employee gets a physical card for in-person spend and a virtual card in the app for online and mobile transactions. Both work from day one.
Auto-loads on the 1st
Benefit credits load automatically on the first of every month. No manual action from HR after initial setup.
Multiple balances, one card
Separate balances for each benefit category — meal, transport, health, gym — all on the same card. Employees see exactly what they have in each bucket.
Works across 10+ markets
The same card works across every country we cover. One card, everywhere — with local vendors and local currency in each market.
Employer-controlled limits
You define which categories are active per employee grade. Set amounts per tier. Control exactly where each credit can be spent — down to category level.
Ring-fenced spending
Meal credit can only be spent on food. Transport credit on transport. Each balance is restricted to its category — no leakage into general spending.
How it works
From HR setup to employee spend
The full flow — from configuring your benefit tiers to employees spending their monthly credits.
HR sets up benefit tiers
Define which categories are active and at what amounts for each employee group. Takes under 30 minutes.
Employees are enrolled
Upload your employee list or sync via HRIS integration. Each employee receives their card and app access.
Credits load automatically
On the 1st of each month, each employee's balances load per their tier. No manual action required from HR.
Employees spend how they want
Restaurant this week, gym next week, groceries next month. Each employee decides how to use their allowances.
HR gets usage data
See utilisation by category, employee grade, and market. Export reports for Finance at month end.
What's on the card
All 11 benefit categories
Every category available on a single card — employees access only what their employer has activated.
Meal Allowance
Transport
Health Access
Gym & Fitness
Mental Wellness
Learning & Dev
Family Support
Lifestyle
Airtime & Data
Grocery
Fuel Allowance
Ready when you are
Build your benefits programme
No long contracts. No vendor management. Employee benefits that work across Africa from day one.
- Go live in 2 weeks
- One contract for all markets
- Dedicated onboarding support
- Cancel any time