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Fuel Allowance

Offset the daily cost of getting to work.

Monthly fuel vouchers redeemable at major petrol stations across Africa. For the employees who drive — this is the benefit they feel most.

For senior staff and field teams, fuel is not an occasional expense — it's a daily cost that comes directly out of take-home pay. A fuel allowance at the right grade level is one of the fastest-redeemed, most-appreciated benefits we offer. Employees notice it at every fill-up.

500+

Partner petrol stations

6

Countries

Seconds

Processing time at pump

Yes (3 months)

Carry-over available

Book a demoSee all benefits
ribirewards9:41FUEL ALLOWANCE₦48,500of ₦60,000 · resets in 9 daysThis monthWeekDayRECENT FILL-UPSTotalEnergiesFuel · today, 8:12am−₦12,000Mobil StationFuel · 2 days ago−₦8,500OandoFuel · last Friday−₦10,000THIS MONTH62 litres

The benefit explained

What is it, exactly?

A monthly fuel credit loaded to each eligible employee's BenefitsCard, redeemable at partner petrol stations across Nigeria, Kenya, South Africa, Ghana, Egypt, and Morocco. For employees who commute by car — senior staff, field teams, sales reps — a fuel allowance is among the most appreciated benefits available.

Step by step

How it works

01

Your company sets a monthly fuel credit per eligible grade or team.

02

Credit loads to the BenefitsCard on the 1st of each month.

03

Employee presents card at a partner petrol station pump or kiosk.

04

Transaction processed in seconds. Receipt issued as normal.

05

Monthly usage visible in HR dashboard at category level.

Full coverage

What is included

  • Nigeria: major petrol station chains including state and private networks
  • Kenya: major fuel retail networks across Nairobi and key cities
  • South Africa: major fuel retail chains across metropolitan areas
  • Ghana: leading fuel station networks in Accra, Kumasi and major towns
  • Egypt: major fuel retail chains across Cairo, Alexandria and key cities
  • Morocco: leading fuel station chains nationwide

The difference

Before and after

Before
  • Fuel allowance paid as taxable cash in payroll
  • Taxed as income — employees receive less than intended
  • No visibility on whether allowance is used for fuel
  • Field teams submit receipts for reimbursement
  • Different fuel policies across grades — manually managed
After RibiRewards
  • Fuel credit issued as a named benefit — separate from salary
  • Structured to minimise tax exposure where possible
  • Every transaction at a partner station is recorded
  • No receipts — card is accepted directly at the pump
  • Grade-based eligibility configured once, managed automatically

For your organisation

Why HR teams choose it

High perceived value for senior and field staff

Senior employees and field teams who drive daily appreciate fuel credits more than almost any other benefit. It's a cost they feel at every fill-up.

Retain field sales teams

Field sales reps covering large territories spend significantly on fuel. Covering part of this cost is a retention factor specific to this employee group.

Scalable to any fleet size

Whether you have 5 field reps or 500, the fuel credit programme scales without additional administration.

Targeting

Who is this benefit for?

Senior managers and directors

Grade-level fuel allowances are an expected part of the package at senior levels in most African markets. Not offering them puts you below market.

Field sales and operations teams

Covering fuel for teams who drive to cover territory removes a significant personal cost and eliminates expense reimbursement friction.

Companies in Nigeria, Kenya, and South Africa

These markets have the highest private car commute rates among our customer base. Fuel benefits have the greatest impact here.

Engineering and maintenance teams

Technical teams who travel between sites benefit from fuel credits that remove the need for individual expense claims.

The question Finance always asks

Why not just add a fuel allowance to payroll?

Payroll fuel allowances exist at many companies — but they're processed as income, taxed, and forgotten in the general salary figure. A RibiBenefits fuel credit is separate, visible, and ring-fenced for fuel. Employees see it as a named benefit associated with your company — not just more net pay. The psychological difference is significant, and the usage data confirms it: fuel credit is used faster than any other benefit category.

The perception gap

Equivalent cash added to salary

55% perceived value vs cost

Named benefit credit

87% perceived value vs cost

Based on RibiRewards employee surveys across African markets, 2025.

Employee perspective

What employees get

Works at the stations you already use

Partner stations are the major networks employees already fill up at. No new apps, no behaviour change.

Any fuel grade

Petrol, diesel, or premium — the credit covers whatever the vehicle requires.

Immediate value

A fuel credit that loads on the 1st is used by most employees within the first week. It's one of the fastest-redeemed benefit categories.

“

I've been in HR in Nigeria for 12 years. Fuel allowance is non-negotiable at any grade above officer level. What changed with RibiBenefits is that we eliminated the monthly reconciliation nightmare. Credit loads automatically, employees use it, we see the data. That's it.

SA

Seun Adeleke

HR Manager, Nigeria

96%

avg. utilisation rate

Where it works

Available markets

NigeriaKenyaSouth AfricaGhanaEgyptMorocco

Tax and compliance note

Fuel benefits have complex tax treatment in African markets. In Nigeria, petrol allowances paid in kind to employees may be structured to reduce PAYE liability compared to cash equivalents. In Kenya and South Africa, similar optimisations are possible. This is an area where our tax team adds significant value — we'll review the optimal structure for your markets.

Common questions

Frequently asked

Build your package

Pair it with

Transport

View benefit

Lifestyle

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Airtime & Data

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Ready when you are

Add Fuel Allowance to your package

Book a demo and we will show you exactly how it works for your team and markets. Most companies go live within two weeks.

  • No procurement process — one contract
  • Go live in 2 weeks or less
  • Dedicated onboarding support included
  • Cancel any time, no lock-in
Book a demoSee all benefits
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