Benefits comparison
Benefits vs Cash Allowance: Why named benefits win
Finance teams often ask: why not just add it to salary? The answer is in the data. Named benefit credits have 30-40% higher perceived value than equivalent cash across African markets — and the mechanism behind that gap is well understood.
The old approach
- Salary increments absorbed into daily expenses
- No association between spend and employer
- Perceived as obligation not care
- Hard to track what it bought in employee wellbeing
With RibiRewards Benefits
- Named credit employees spend on what matters to them
- Every spend moment associated with your company
- 30-40% higher perceived value than equivalent cash
- Real-time utilisation data for HR and Finance
Ready to build your benefits package?
Most companies start with 3-5 categories and expand over time. We will help you pick the right combination for your team and markets.