Crypto Off-Ramp
Convert crypto into real spending power across Africa.
Let your users turn digital assets into gift cards from 2,000+ African brands — instantly, via a single integration. RibiRewards Payout handles fulfilment, local currency conversion, and compliance. You handle the crypto side. Together, off-ramp becomes a product feature, not an operational problem.
How a crypto off-ramp works
Use cases
Off-ramp that actually works in Africa.
Traditional crypto off-ramp routes don't work for most of Africa. Banking rails are fragmented. KYC requirements are prohibitive. RibiRewards Payout provides a compliant, instant alternative — meaningful value at local brands, delivered to any phone.
Off-ramp to gift cards
Give users a direct path from crypto to real-world spending. Convert digital assets to a grocery card, connectivity card, or any of 24 categories — at brands they already use across Africa.
Spend crypto without a bank account
Most Africans holding crypto don't have the bank infrastructure to off-ramp through traditional channels. Gift cards via USSD or WhatsApp change that — no bank account required.
Compliant by design
RibiRewards Payout handles the gift card side with full compliance and audit trail. You handle the crypto conversion. No grey areas in the redemption layer.
Local brands across 16 markets
The catalogue is locally relevant — not a list of Western brands. A user in Dakar can off-ramp to a Senegalese grocery brand. A user in Cairo gets Egyptian options.
Earn on every transaction
RibiRewards Payout is margin-bearing infrastructure. Each off-ramp transaction earns you a portion of the gift card margin — turning a user utility feature into a revenue line.
Instant delivery on any phone
Gift cards are delivered via WhatsApp, SMS, or web — the moment the conversion is confirmed. No waiting. No delays. Works on any phone, any network condition.
From the playbook
In depth — from the playbook.
Crypto and Web3 reward cards as an Africa offramp
On-chain rewards converted to real-world purchasing power — without a bank account or exchange.
Blockchain gaming user retention in Africa with gift cards
Token-only rewards collapse when prices drop. Gift card floors create retention that survives the market cycle.
How to issue reward cards via API in Nigeria
From wallet event to Naira-denominated gift card in a recipient's WhatsApp in under 2 seconds.
Using USSD reward delivery to reach unbanked recipients in Africa
The offramp that reaches recipients who have never touched a bank branch or smartphone.
Get started
Add crypto off-ramp to your platform.
Tell us how your users currently hold and spend crypto, and which markets they're in. We'll show you how RibiRewards Payout connects to your off-ramp flow.