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Card formats

Six formats.
One platform.

Physical, digital, scratch, voucher, QR, or link — every format your programme needs, all issued from the same RibiRewards Payout infrastructure. The format adapts to your use case. The rails stay the same.

TAP TO PAY— · — · — ✓RibiRewards PayoutLOYALTY · PHYSICAL4892 · · · · · · · · 2410CARDHOLDERVALID THRUAMARA OKONKWO12 / 27+ ₦5,000EMV · CONTACTLESS

Physical Card

Premium

Embossed, branded cards for premium reward programmes. Tap or swipe at partner merchant terminals in-store. Best for high-value employee recognition, VIP customer rewards, and long-running loyalty programmes.

Employee recognitionVIP loyaltyLong-running programmesIn-store redemption
Full details & use cases →
FROM: REWARDSCARDYour reward has arrived ↓Tap to open yourRibiRewards Payout →SMS · 09:24rwdc.africa/a8s99:24YOUR REWARDWelcome bonusRibiRewards Payout5,000KES · digitalEXP · 31.12.27BalanceKES 5,000IssuedToday · 09:24Redeem

Digital Card

Instant

Issued and delivered instantly via email, SMS, or WhatsApp. Recipient redeems on a branded web page. Zero wait time, zero logistics. Best for same-day rewards, remote teams, and large employee bases.

Remote teamsSame-day rewardsConsumer promosSurvey completion
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INSIDEEVERY PACKFMCG PROMORibiRewards PayoutPROMO · SCRATCHScratch to reveal your codeRC · 4SR9 · 7KSCRATCH HEREREDEEM AT rwdc.africa/scratchRCWIN ₦1,000

Scratch Card

Physical

Physical or digital reveal mechanic for purchase-triggered promotions. Inside product packaging, on receipts, or as a standalone promo. Best for FMCG brands running on-pack promotions at scale.

In-pack promotionsReceipt rewardsTrade activationsConsumer competitions
Full details & use cases →
VOUCHER · 12 / 40009KP — 73XQVOUCHER · 03 / 40002RT — 88MNRibiRewards PayoutCAMPAIGN · MTN GIVEAWAY4SR9 · 7KQ2Single-use · expires 31 Dec 2027VALUE₦2,500SINGLE-USERedeem+ 3,997 MORE

Voucher Code

Single-use

Single or multi-use alphanumeric codes generated in bulk for campaigns, giveaways, and research incentives. Distribute via any channel — upload to systems, print on flyers, or send via SMS.

Survey incentivesGiveaway campaignsBulk issuanceTrade promotions
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FREE REWARDScan to claim ₦500No app required · works in any cameraRrwdc.africa/qr/a8s9Hold steady to scanREWARDSCARD QR+ ₦500 CLAIMED

QR Code

Print

Printable QR codes that carry a reward value. Scan with any smartphone camera — no app required. Print on packaging, in-store materials, event badges, or posters.

Event check-in rewardsPackaging promotionsIn-store activationsConference gifting
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https://rwdc.africa/r/a8s9One-click reward link · safe to share anywhereCopyEmailWhatsAppSMSSlack+Any DMrwdc.africa/r/a8s9YOUR REWARD₦5,000 has landed.From Andela · for completing onboardingClaim nowONE CLICK · NO LOGINREDEEMED · 0.4s

Reward Link

URL

A URL that carries reward value. Send via any channel — email, Slack, WhatsApp, DM. One click to claim, no login required. Best for remote-first teams, international rewards, and ad-hoc recognition.

Remote recognitionSlack rewardsInternational teamsAd-hoc gifting
Full details & use cases →

Compare formats

Choosing the right format.

Every format runs on the same RibiRewards Payout platform — same API, same dashboard, same analytics. The choice is about delivery mechanic and recipient experience.

FormatDeliveryRequires smartphoneBest forIssuance speed
Physical CardPost / courierNo — POS tap/swipePremium, long-running2–5 business days
Digital CardEmail / SMS / WhatsAppNo — works via SMSRemote, instant rewardsSeconds
Scratch CardPrint / pack / digitalNo — USSD supportedFMCG, on-pack promosBulk print or instant
Voucher CodeAny channelNo — code entryCampaigns, researchSeconds (bulk)
QR CodePrint / packagingYes — camera scanEvents, packagingInstant
Reward LinkAny digital channelYes — browserRemote, digital-firstSeconds

Get started

Not sure which format fits?

Tell us your use case and who you're rewarding. We'll recommend the right format and have it configured within the week.

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RibiRewards

Gifting infrastructure for Africa and the Middle East. Employee rewards, benefits, and recognition — built for the continent.

Rewards Benefits

Reward Types

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Recognition

  • Overview
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  • Performance recognition
  • Recognition ROI

Use Cases

  • Employee Bonuses
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  • Onboarding Gifts
  • Milestones & Anniversaries
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