Physical card
The card that feels like it means something.
Embossed, branded, EMV-enabled physical reward cards for premium programmes. Tap or swipe at partner merchant terminals across African markets. Issued under your brand, loaded with any value.
Specifications
What the card does.
Every physical card issued through RibiRewards Payout is a full EMV card — chip, contactless, custom printed, and loaded with value at the point of issuance. Recipients tap or swipe at any partner merchant terminal.
Card material
PVC / CR80 standard
Chip
EMV chip standard
Contactless
NFC / tap-to-pay enabled
Branding
Full-face custom print
Denominations
Any value, issuer-defined
Currency
16+ African local currencies
Expiry
Configurable (12–36 months)
Fulfilment
2–5 business days
Use cases
When physical is the right call.
Not every reward deserves a digital notification. These are the moments where the physical card earns its place — and justifies the extra lead time.
Employee recognition & long service
A physical card carries weight that digital doesn't. Presented at an award ceremony, handed over by a manager, or mailed to a top performer's home — the card itself signals the value of the recognition.
VIP customer & loyalty programmes
Tier-based loyalty programmes where the card is the status symbol. Gold, platinum, and elite tiers each receive a distinct physical card that functions as their membership credential and spending vehicle.
Premium gifting & milestone rewards
Work anniversaries, retirement gifts, life event recognitions. The physical card is the gift — presented in a branded sleeve or pack, loaded with a specific value, redeemable wherever the recipient chooses.
Distributor & channel partner tiers
Your top-performing distributors and agents receive a physical card as a tier credential. Loaded with annual or quarterly incentive value, redeemable at fuel stations, supermarkets, and lifestyle brands.
How it works
From order to redemption.
01
Configure via API or dashboard
Set card design, denomination, merchant network, and expiry. Physical spec is handled entirely by RibiRewards Payout.
02
Fulfilment & print
Cards are printed and embossed with your brand. EMV chip and NFC provisioned. Shipped to your office or direct to recipients.
03
Card loaded at issuance
Value is loaded onto the card at the point you issue it — not at print time. Adjust denominations right up to dispatch.
04
Recipient taps or swipes
Card works at any partner merchant terminal in-market. Recipient's balance is tracked in real time on the RibiRewards Payout platform.
Get started
Ready to issue physical cards?
Tell us your programme and volume. We'll handle design, print, and fulfilment across your markets.